Car insurers are refusing to cover motorists caught using a mobile phone at the wheel – even first-time offenders.
The AA conducted a survey of eight insurers and discovered that half wouldn’t even quote for a driver awarded three points for the CU80 offence, while the other half would impose a premium hike of nearly 20 per cent.
Auto Express has found that some insurers will increase policy prices for offenders even more. A spokesman for Adrian Flux told us: “Rises would vary from insurer to insurer, but could be anywhere from 15 per cent to 50 per cent or even a refusal.”