The figures in the table below are based on a test quote we ran for a 30-year-old female marketing manager living in Cardiff and driving a 2003 Mini Cooper.
With an annual mileage of 6,000, five years’ no-claims discount, and the car parked on a driveway when not in use, she would pay £682 a year for cover.
Top 10 motoring convictions
% increase in car insurance premium after conviction
How much car insurance increased by after conviction
|1. SP30 – Exceeding statutory speed limit on a public road||34%||£231|
|2. CU80 – Use of a hand-held device whilst driving||49%||£337|
|3. TS10 – Failing to comply with traffic light signals||24%||£162|
|4. SP50 – Exceeding speed limit on a motorway||34%||£231|
|5. IN10 – Using a vehicle uninsured against third party risks||131%||£896|
|6. DR10 – Driving or attempting to drive with alcohol level above limit||115%||£782|
|7. CD10 – Driving without due care and attention||51%||£346|
|8. LC20 – Driving otherwise than in accordance with a licence||49%||£331|
|9. CU30 – Using a vehicle with defective tyre||69%||£471|
|10. SP40 – Exceeding passenger vehicle speed limit||34%||£231|
This table is based on customers who obtained a car insurance quote from Confused.com between October and December 2012, with motoring convictions in the last five years prior to the date of the quote.